2004 June 12
Scroll down to read our current thinking—one way we can share some of our research with you
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June 14
If you need special risk insurance that you do not see on this list, please
contact us.
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June 28
Online international travel medical insurance for individuals and groups added. Complete all the paperwork online. Look for it in our program list, below.
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Contact Us Three Ways
Request a quote by e-mail
Fax a quote request
Call us at 800.AHA.1778
Reduce Sports Injuries:
Be Cautious!
Some estimate that 12 million students between 5 and 22 will suffer a sports-related injury this year, playing everything from baseball to hockey.
Dr David H Janda, an Ann Arbor, Michigan orthopedic surgeon and director for The Institute for Preventative Sports Medicine reports that this is the most under-recognized major public health problem in the United States. Further, he states, 80 to 90 percent of these injuries are preventable by simply being aware.
His book, The Awakening of a Surgeon—A Family Guide To Preventing Sports Injuries And Death (Institute of Preventative Sports Medicine, 2003) provides a 20-point injury prevention checklist that you too can implement.
Following his list may raise the bar in your community, because his bar is high for everyone involved. For example, he recommends that coaches must be certified in CPR techniques, and that they use beach balls instead of soccer balls for “header” drills.
Janda also recommends breakaway bases in baseball and softball, padded goalposts in soccer and football, and proper use of helmets in all the sports that require their use.
Most importantly, Dr Janda recommends that anyone taking part in a sport or athletic activity take a pre-partaicipation physical. Other important recommendations include drinking lots of water for participants, and equipping every field, gymnasium, hockey rink and sports complex with automatic external defibrillators—machines used to shock hearts back to work—for sports organizers and promoters.
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Looking for Special Risk Insurance?
We have specialized in insuring institutions, teams, schools, colleges and individuals since 1966. Our experience has taught us how to tailor insurance programs to fit the geography’s health care cost structure.
We are a long-standing Lloyds of London correspondent.
Unlike other insurance providers, we feel that a personal, free consultation with an underwriter brings about the highest quality coverage with minimum premiums. On every page, you’ll see that there are three ways to contact us.
Please request your personal, free consultation; we are happy to talk you out of coverage that you do not need.
Here are a few of our programs:
- Medical International Travel Insurance
for Groups or Individuals
—Medical coverage for a group or an individual. Foreign travel insurance, world travel insurance, or global travel insurance. Also additional benefits a traveler needs.
- College Student Accident and Health Plans
—Basic hospitalization plans combined with high-limit major medical coverage, and tailored to each college’s needs. Also, for student hospitalization, student insurance, and student health insurance.
- Intercollegiate Sports and Accident Insurance
—Designed to fit with NAIA, NJCAA and NCAA catastrophic accident insurance. Also, college sports insurance, and intercollegiate sports insurance.
- Amateur Sports Accident Insurance
—Insurance to cover medical expenses caused by injuries while participating in amateur sports, including baseball, basketball, bowling, boxing, field hockey, gymnastics, hockey, ice skating, lacross, soccer, softball, swimming, track and field, tennis, wrestling, and other sports activities.
- College Pro Draft Protection
—Insurance to cover the loss of potential financial gains that cannot be realized because of an accident or sickness.
- Sports Prize Liablity
—Insurance to cover sports-related contests and contractual incentives for teams and individuals.
- Professional Athlete High Limit Disability
—Insurance to cover the loss of potential financial gains that cannot be realized because of an accident or sickness. Also can cover college pro draft protection.
- Student Accident Medical Expense Insurance, Including Sports
—K-12 student school activities’ coverage.
- Catastrophic Accident Medical K-12
—K-12 student school activities’ coverage, including sports, and high-limit ($5,000,000 with a $25,000 deductable) catastrophic accident insurance.
- Volunteers
—Accident medical insurance for those who help raise funds and work in certain projects.
- Business Travel and/or Business Pleasure Travel Accident Insurance
—High-limit coverage for executive and company personnel while traveling for business and/or pleasure.
- Group Activities Accident Insurance
—Coverage for people participating in a group function or traveling to or from a group function. For youth groups, Scouting, church events, and so forth.
- Campers Accident Insurance
—Coverage for people participating in a camping activity which is social and not athletic in nature.
- Day Care and Pre-School Accident Insurance
—Accident medical coverage for younger children.
- Self-Funding Health Care Programs
Put the insurance companies’ profits into your company. Save up to 60% on your health care coverage.
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